Fraude dissimulée dans les comptes fournisseurs et débiteurs : comment l’IA agentique protège les flux de trésorerie
Pay+
Every invoice already knows how it should be paid.
Yet once invoices are approved, finance teams build payments by hand in bank portals and files. Pay+ turns approved invoices into checked, routed, and reconciled payments in a single control plane.
Pay+ is one layer that automates pay runs, enforces controls, routes payment execution, and streamlines reconciliation. It uses the data already in each approved invoice to build the pay run, choose how each supplier is paid, and keep every transaction traceable to the underlying invoice.
Empower finance teams with automated, orchestrated, reconciled payments driven by invoice intelligence.
The right payment, at the right time.
Pay+ brings AP payment execution into one connected flow, from invoice approval to reconciliation, with real-time visibility of every payment's status.
Take the manual work out of every pay run.
Teams still build and check each pay run before release. Pay+ builds pay runs automatically from approved invoices, applies your configurable workflows and approvals, and assigns each payment the right method and funding source.
Run local and cross-border payments from one place.
Each bank and payment provider usually comes with its own portal and its own process. Pay+ connects you to signed, regulated partners for local and cross-border payments, with competitive FX across 35 currencies, all managed from one control plane. Pay+ works alongside your existing banks, so the relationships you rely on stay in place.
Reconcile from one record, linked to every invoice.
Bank statements are matched in the ERP, without the context of what the transaction is. Every payment instruction initiated in Pay+ is recorded consistently in a bank-grade core ledger, traceable to the invoice. Streamline reconciliation back to your ERP, with one record./p>
How Pay+ works
Pay+ leverages validated invoice data so payment decisions start with the right information already in place.
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Transform
Turn trusted invoice data into smarter payment decisions.
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Optimize
Select the best payment path based on business rules, banking preferences, currencies, and funding options.
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Orchestrate
Direct each payment to the right partner, rail, and workflow, while preserving banking flexibility.
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Control
Apply built-in controls, compliance support, and visibility across every payment decision.
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Rapprochement
Sync payment and invoice data back to the ERP for faster reconciliation and confident close.
Pay+ gives finance teams the flexibility to orchestrate payments, manage funding and currency complexity, and keep every transaction connected to the systems they already use.
Payment Orchestration
Centralizes and automates payment initiation, routing, and settlement.
Multi-Currency & Foreign Exchange
Support payments in 35 currencies with payouts in more than 180 countries
Virtual Cards
Issue and manage virtual cards for secure, trackable B2B payments.
Flexible Funding
Fund Pay+ accounts via your house banks or leverage credit with our providers.
Reconciliation
Full traceability of every payment to the underlying invoice - a single golden source to streamline AP reconciliations.
ERP Integration
Seamless data flow between InvoiceAgility+, Pay+, and your existing business systems.
Controls and Auditability
Apply consistent payment controls and create a complete, traceable record of every transaction.
Outcomes from a connected payment experience
Improved Cash Flow
“Pay+ helps us move payments more efficiently and gives us better control over working capital and day-to-day cash management.”
Director of Finance Operations
Greater Transparency
“We have a clearer view across AP and treasury, which helps us stay aligned and make faster decisions.”
VP of Treasury
Actionable Insights
“Having visibility into routing, costs, and reconciliation makes the payment process much easier to manage.”
Controller
Évolutivité
“Pay+ gives us a platform we can grow with, even as our payment needs become more complex.”
CFO
A connected ecosystem
of trusted payment expertise.
Pay+ integrates with a curated ecosystem of market-leading payments and financial-technology providers. Rather than limiting customers to a single payment method or money-movement provider, Tungsten Automation brings specialized capabilities together in one intelligent, ERP-agnostic, orchestration layer.
UNITED STATES END CUSTOMERS
For United States, Payment services for Tungsten Automation Corporation are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here [https://usa.visa.com/legal/visa-global-services-licenses.html]. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041
UK AND ROW END CUSTOMERS
Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)
Please find a link to the Currencycloud Terms page here.
Foire aux questions
How does Pay+ fit with our existing invoicing solution?
Pay+ extends your existing AP automation by adding payment initiation, routing, settlement, and reconciliation capabilities.
It is designed to work within your current invoice-to-pay process rather than replace it.
What types of payments does Pay+ support?
Via our integrated payments partners, Pay+ supports multiple payment rails, including ACH, wires, and real-time options.
It also supports multi-currency FX and virtual cards to give finance teams more flexibility.
How does Pay+ improve reconciliation?
Pay+ keeps invoice and payment data connected so teams can reconcile faster and with fewer manual steps.
A real-time core ledger at the center of Pay+ provides full traceability and auditability of every transaction to the underlying invoice as the authoritative record of all transactions executed across the Pay+ ecosystem.
Does Pay+ help with working capital?
Yes. Pay+ can improve working capital through smarter payment timing and intelligent batching.
It helps finance teams balance speed, control, and cash management.
Which countries is Pay+ available in?
Currently we are serving the US and UK markets with Pay+, with an expansion plan to other countries in 2027.
See Pay+ in Action
Payment Expertise that goes beyond the product
Solutions d’automatisation intelligentes pour le traitement des factures
InvoiceAgility+
Tungsten InvoiceAgility+ transforme les processus de comptes fournisseurs et de comptes débiteurs grâce au traitement des factures sans interventions manuelles, à une conformité automatisée et à des informations générées par l’IA, garantissant efficacité et précision sur un réseau mondial de facturation électronique.
Process Director
Tungsten Process Director est une plateforme complète et intégrée à SAP qui unifie et rationalise un large éventail de processus opérationnels. Elle permet ainsi l’automatisation des processus de bout en bout et apporte des informations en temps réel afin d’aider l’ensemble des départements à maximiser leur investissement dans SAP.